Privacy Policy

Effective date: 1st March 2024 

1. Introduction

Welcome to www.themitusgroup.com. At The Mitus Group, LLC (“The Mitus Group,” “we,” “us,” or “our”), we prioritize the privacy and security of our users (“you” or “your”). This Privacy Policy outlines our practices regarding the collection, use, and sharing of your personal information through our digital platforms and services.  

By accessing our website, you agree to the practices described in this policy. 

2. Scope and Consent

This Privacy Policy applies to all personal information collected by The Mitus Group through our website and services. By using our website, engaging with our services, or entering into agreements with The Mitus Group, you consent to the collection, use, and sharing of your personal information as described herein. This policy is integral to our Terms and Conditions; thus, your agreement encompasses both documents. 

3. Information We Collect

We collect various types of personal information to provide and improve our services, including but not limited to: 

• Contact Information: Your name, email address, phone number, and other similar information. 
• Financial Data: Credit history, credit scores, and other related information necessary for our Credit Partner Program. 
• Usage Details: Information on how you interact with our website, including IP addresses, browser types, and preferences. 
• Transactional Information: Details of transactions and interactions with our services, including investments and partnership engagements. 

4. How We Collect Information

Personal information is collected through several methods: 

• Directly from You: Information you provide when registering, participating in our programs, or contacting us. 
• Automated Technologies: Data collected via cookies and similar technologies tracking your interaction with our website. 
• Third-Party Sources: We may receive information about you from credit bureaus, affiliates, and other partners. 

5. Use of Collected Information

The information we collect is used to: 

• Provide Services: To manage our Credit Partner Program, process transactions, and deliver services you request. 
• Improve and Personalize: To enhance our website, understand user preferences, and tailor our offerings to your needs. 
• Communicate: To send updates, marketing materials, and other communications relevant to your interests. 
• Compliance and Protection: To comply with legal obligations, protect against fraudulent activities, and ensure the security of our digital platforms. 

6. Legal Basis for Processing (GDPR)

For users within the European Union, our processing of your personal data is justified under the following legal bases: 

• Consent: You have given clear consent for us to process your personal data for specific purposes. 
• Contractual Necessities: The processing is necessary for the performance of a contract to which you are a party. 
• Legal Obligations: Processing is required for compliance with our legal obligations. 
• Legitimate Interests: The processing is necessary for our legitimate interests or those of a third party, provided those interests do not override your rights and interests. 

7. Information Sharing and Disclosure

Your personal information may be shared under certain circumstances: 

• Service Providers: With companies that perform services on our behalf, such as payment processing and data analysis. 
• Legal Requirements: If required by law or if disclosure is necessary to comply with legal processes, protect our rights, ensure safety, or investigate fraud. 
• Business Transfers: In connection with a merger, acquisition, or asset sale, your personal information may be transferred as part of the transaction. 

8. International Data Transfers

The Mitus Group, LLC operates globally, which means your personal information may be processed and stored in countries other than your own, including those outside the European Economic Area (EEA) for EU residents. We ensure all international transfers of personal data are protected by standard contractual clauses approved by the European Commission, or other suitable safeguard mechanisms to ensure an adequate level of data protection as required by applicable law. 

9. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process your personal data, and whether we can achieve those purposes through other means, along with applicable legal requirements. 

10. Security Measures

The Mitus Group, LLC takes the security of your personal information seriously. We have implemented appropriate technical and organizational measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, or disclosure. Despite these measures, the Internet is not a completely secure environment, and we cannot guarantee that your personal information will be secure during transmission to our website or from third-party interceptions. 

11. Your Rights (GDPR and PIPEDA)

Under certain circumstances, by law, you have the right to: 

• Access your personal information. 
• Correct inaccurate or incomplete data. 
• Erase your personal information. 
• Object to or restrict processing of your data. 
• Portability of your data to another service provider. 
• Withdraw consent at any time where we are relying on consent to process your personal data. Please note that these rights may be limited in some situations, such as where fulfilling your request would reveal personal data about another person, or if you ask us to delete information which we are required by law to keep. 

12. Managing Your Information

You may review, change, or terminate your account at any time. If you choose to terminate your account, we will deactivate or delete your account and information from our active databases. However, some information may be retained in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our Terms of Use, and/or comply with legal requirements. 

13. Use of Cookies and Similar Technologies

Our website uses cookies and similar tracking technologies to track the activity on our service and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You have the option to accept or refuse these cookies and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service. 

14. Third-Party Websites and Services

Our website may contain links to other websites not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. 

15. Social Media and User-Generated Content

The Mitus Group, LLC may provide platforms for user-generated content, including forums, blogs, and social media pages. Any information you disclose on these platforms becomes public. We caution you to exercise discretion when deciding to disclose your personal information. The privacy practices of social media platforms and other third parties hosting user-generated content are not covered by this Privacy Policy. 

16. Children’s Privacy

Our services are not directed to individuals under the age of 16. The Mitus Group, LLC does not knowingly collect personal information from children under 16. If we become aware that a child under 16 has provided us with personal information, we will take steps to delete such information. If you become aware that a child has provided us with personal information, please contact us at our provided contact details. 

17. Email Communications

You may opt to receive marketing and promotional communications from The Mitus Group, LLC. You can opt-out of receiving these communications at any time by following the unsubscribe link in the emails sent to you or by contacting us directly. Please note that you cannot opt-out of receiving transactional or administrative messages related to your account or transactions with us. 

18. Changes to This Privacy Policy

The Mitus Group, LLC reserves the right to update or modify this Privacy Policy at any time and for any reason. We will notify you of any significant changes to our Privacy Policy by posting a notice on our website or sending you a notification. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting the personal information we collect. 

19. Data Protection Officer

To communicate any concerns or inquiries regarding our privacy practices, please contact our Data Protection Officer at the following email address: —–@—-.com. Our Data Protection Officer is tasked with ensuring that The Mitus Group, LLC adheres to this Privacy Policy and applicable data protection laws. 

20. Contacting Us

If you have any questions about this Privacy Policy or the practices of this site, please contact us at [Insert Contact Information]. We welcome your questions and suggestions about our Privacy Policy. 

21. California Privacy Rights & NY Privacy Rights

California residents have specific rights regarding their personal information under the California Consumer Privacy Act (CCPA). These rights include the right to request access to their personal information, request deletion of their personal information, and opt-out of the sale of their personal information. If you are a California resident and wish to exercise these rights, please contact us at —–@—-.com. 

21.1 New York Privacy Rights 

Residents of New York are granted specific privacy rights under the New York SHIELD Act and other applicable state privacy legislation. This includes the right to be informed about the collection and use of their personal data, the right to access and obtain a copy of their personal data, and the right to request the correction or deletion of their personal data held by The Mitus Group, LLC. We are committed to ensuring the confidentiality and security of your personal information in compliance with New York’s privacy laws. If you are a New York resident and wish to exercise these rights or have any questions regarding your privacy rights under New York law, please contact us using the contact information provided in our Privacy Policy. 

22. Canada’s Anti-Spam Legislation (CASL)

The Mitus Group, LLC complies with Canada’s Anti-Spam Legislation (CASL). We only send commercial electronic messages to those who have consented to receive them. If you wish to withdraw your consent and stop receiving such messages, please contact us using the contact information provided. 

23. Breach Notification

In the unlikely event of a security breach that affects your personal information, The Mitus Group, LLC will promptly notify you and the appropriate authorities, as required by law. We are committed to working with you and law enforcement to resolve any security breach quickly and effectively. 

24. Governing Law

This Privacy Policy is governed by the laws of the United States, without regard to its conflict of law principles, and specifically by the laws of the State of New York for disputes arising under or in relation to this Privacy Policy. 

25. Effective Date and Policy Review

This Privacy Policy is effective as of [Insert Effective Date]. The Mitus Group, LLC reviews its privacy practices on a periodic basis, and this Privacy Policy may be updated as a result of such review. Please check our website regularly for updates to our Privacy Policy.